FXTM (ForexTime) 2025 Review Report — IFCCI Platform Transparency Index (IPTI) Malaysia Edition

Issued by:
IFCCI Research & Development Division
Under the IFCCI Platform Transparency Index (IPTI) Malaysia Series 2025
© 2025 International Financial Consultant Certified Institute. All Rights Reserved.

The International Financial Consultant Certified Institute (IFCCI), through its Platform Transparency Index (IPTI) framework, has conducted a neutral, research-based evaluation of FXTM (ForexTime) for the year 2025.

This review is part of IFCCI’s continuous effort to document and benchmark the transparency, compliance integrity, investor protection standards, and public education contribution of international trading platforms that engage Malaysian investors.

The IPTI framework is an independent research model developed by IFCCI to provide objective, evidence-based insights for policymakers, academics, and the general public — without any promotional or commercial interest.

FXTM operates as part of the Exinity Group, holding multiple international regulatory licences:

• Exinity UK Ltd — Authorised and regulated by the UK Financial Conduct Authority (FCA), FRN 777911.
• Exinity Limited — Licensed by the Financial Services Commission (FSC) of Mauritius, C113012295.
• Additional registrations under FSCA (South Africa) and CMA (Kenya).

These licences confirm FXTM as a legally recognised and internationally regulated brokerage. For Malaysian clients, most accounts are onboarded under the Mauritius-regulated entity, where investor compensation frameworks differ from those of the UK’s FCA.

No enforcement actions or regulatory breaches were identified during the 2024–2025 review period. FXTM appeared previously on the Securities Commission Malaysia (SC) Investor Alert List, a standard regulatory notice applicable to foreign entities marketing services locally without a Malaysian licence.

Assessment Summary: A strong international regulatory foundation with full disclosure of licensing entities.
Score: 7.0 / 10

FXTM maintains clear, multilingual disclosure of ownership, regulation, and operational policies. Publicly available information includes:

• Client fund segregation and safety procedures;
• Privacy, data protection, and complaint-handling frameworks;
• Execution and fee disclosures, including MYR deposit/withdrawal options.

While transparency is high, fee visibility for currency conversion and transaction timelines could be enhanced to improve clarity for Malaysian users.

Assessment Summary: Comprehensive documentation and open communication; moderate opportunity for local-detail improvement.
Score: 7.5 / 10

FXTM implements segregated client funds, negative balance protection, and maintains consistent internal compliance monitoring. Educational materials on responsible trading are widely available, but localisation for Malaysian investors remains limited.

Public feedback indicates generally safe operations, with some variability in withdrawal response times. These findings reflect operational differences rather than compliance deficiencies.

Assessment Summary: Robust internal safeguards and governance; modest localisation of investor-education resources.
Score: 6.5 / 10

This pillar assesses public evidence of financial-literacy engagement and educational contribution. FXTM operates extensive global education platforms, including webinars, training videos, and articles.

As of this review, no verified collaborations with Malaysian educational or financial-literacy institutions were identified. While resources are accessible globally, they remain largely generalised rather than tailored to Malaysia’s financial education framework.

Assessment Summary: Extensive global educational resources; limited Malaysia-specific integration observed.
Score: 5.8 / 10

CSR evaluation considers transparent, verifiable community or educational involvement. FXTM has conducted several global CSR initiatives, particularly in financial education and community welfare.

However, as of the review date, no Malaysia-specific CSR engagement was found in the public domain.

Assessment Summary: Established global CSR footprint; no confirmed Malaysia-based initiatives as of this review.
Score: 5.2 / 10

FXTM demonstrates a transparent and internationally compliant operational structure performing above global industry averages. Its regulatory credibility and disclosure practices are strong, reflecting consistent governance standards.

At the same time, evidence of direct educational or CSR initiatives in Malaysia remains limited as of this review period. The IPTI 2025 score of B+ (6.9/10) captures this balance: solid compliance and transparency, with observable potential for stronger local engagement in the future.

This report represents an independent, neutral review of publicly available data and should not be interpreted as investment, legal, or partnership advice. All findings are confined to information verified as of 15 October 2025.