IFCCI
IPTI PLATFORM PROFILE

Wirex

FCA-regulated crypto wallet with debit card

Wirex logo
Wirex LimitedUnited KingdomEst. 2014Crypto Exchange
RegisteredReview CompleteActive
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Platform Overview

Wirex is a UK-based FCA-regulated crypto platform founded in 2014. It combines a crypto wallet, exchange, and Visa debit card, allowing users to spend crypto directly in everyday transactions.

Company Information

Registered Company Name
Wirex Limited
Brand Name
Wirex
Headquarters
United Kingdom
Year Established
2014

Transparency Signals

Confidence LevelHigh
Transparency & Disclosure
Moderate
Regulatory Intelligence
Moderate
Consumer Protection
Moderate
Reputation & Market
Moderate
Key Strength

Strong transparency across key operational dimensions

Key Concern

No significant concerns identified

Trust Dimension Breakdown

Transparency & Disclosure
14.7/20Moderate Transparency Signals

Measures the completeness and verifiability of platform disclosures including regulatory filings, operational transparency, and transparency improvement efforts.

Regulatory Intelligence
14.7/20Moderate Transparency Signals

Evaluates regulatory standing, jurisdictional oversight quality, institutional engagement, and regulatory tier classification.

Consumer Protection
14.0/20Moderate Transparency Signals

Assesses fund safety mechanisms, complaint history, complaint resolution track record, and customer service quality.

Reputation & Market
10.5/15Moderate Transparency Signals

Reflects market standing, research commentary, expert-assessed execution quality, and liquidity reliability.

Operational Reliability
12.8/15Exceptional Transparency Signals

Evaluates platform uptime, technical reliability, customer service responsiveness, and operational transparency.

Industry Integrity
5.0/10Developing Transparency Signals

Measures industry contribution through education initiatives, research collaboration, ESG programs, and investor awareness efforts.

Regulatory Intelligence

Brand Name

Wirex
United Kingdom
Self-Declared

Legal Entities

Wirex Limited
FCA · United Kingdom
902025
High Confidence

Regulatory References

FCAPrimary Registry

Regulatory information displayed here is compiled from public registries, third-party sources, and platform self-declarations. IFCCI does not guarantee the completeness or accuracy of this information. Always verify directly with the relevant regulatory authority.

Regional Market Signals

🇲🇾
🇲🇾

Malaysia Market

ReputationGrowing
Complaint DensityLow
Local Office
Local Regulation
🌏
🌏

Asia Pacific

ReputationGrowing
Complaint DensityLow
Market Presence12 years
🌍
🌍

Global Market

ReputationWell Established
Complaint DensityLow
Market Presence12 years

Regulatory Licenses

Tier 1FCA

FCA

Active
License Number
902025
Jurisdiction
United Kingdom
License Type
E-Money Institution

Internal Transparency

Regulatory Transparency
Available1.00/1.0
Operational Transparency
Available1.00/1.0
Platform Reliability
Available1.00/1.0
Consumer Protection
Available1.00/1.0
Market Transparency
Available1.00/1.0
RegulatoryOperationalReliabilityConsumerMarket

Transparency profile visualization

Trading Conditions

Trading Platforms:Wirex App
InstrumentSpread
EUR/USDN/A
GBP/USDN/A
USD/JPYN/A
XAU/USDN/A
Commission
Up to 1% exchange fee; Wirex card cashback offsets costs
Inactivity Fee
$1/month after 12 months inactivity
Deposit Fees
Free (crypto); free for bank transfer
Withdrawal Fees
Network fees for crypto; free for GBP/EUR
Withdrawal Processing Time
1-3 business days (fiat); instant (crypto)

Platform Infrastructure

Safety & Protection

Segregated Funds
Negative Balance Protection

Operational Details

Supported Languages
English, French, Spanish, Italian, Japanese, Turkish
Support Channels
Live ChatEmail
Payment Methods
Bank TransferCredit CardCryptoWirex Card
2/5 contribution areas active
Financial Education Programs
Research Collaboration
Industry Development Initiatives
ESG & Responsible Trading
Investor Awareness Programs

Community Snapshot

0
Total Reports
0
Verified
0
Under Review
0
Resolved
0
Total Reviews
Data as of:2026-02-12
Last Verified:2026-02-12

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Platform Comparison

 
Wirex logo
Wirex
IG logo
IG
Regulatory TierTier 1Tier 1
Transparency Signals9.5/109.5/10
Minimum Deposit$1$250
Maximum LeverageN/AUp to 1:200
Spread TypeExchange RateVariable
Execution ModelMarket MakerMarket Maker
Year Established20141974
Trading Products110

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Information presented is compiled from publicly available regulatory sources and user submissions. IFCCI does not make recommendations or endorsements. Users should conduct independent due diligence.

Legal Disclaimer

The IFCCI Transparency Programme is an independent research initiative and does not constitute regulatory supervision, professional financial advice, or official compliance certification. All findings represent research-based observations intended to contribute to financial industry transparency discourse and informed evaluation. FinScope is a technology platform developed to support the programme’s public-facing digital interface.