IFCCI
IPTI PLATFORM PROFILE

Trading 212

FCA-regulated commission-free trading pioneer in Europe

Trading 212 logo
Trading 212 UK LtdUnited KingdomEst. 2004Multi-Asset
RegisteredReview CompleteActive
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Platform Overview

Trading 212 is a UK-based FCA-regulated commission-free trading platform established in 2004. It offers zero-commission stock and ETF investing alongside CFD trading with a user-friendly mobile-first interface. The platform has attracted millions of European users with fractional shares, automated pie investing, and a competitive interest rate on uninvested cash.

Company Information

Registered Company Name
Trading 212 UK Ltd
Brand Name
Trading 212
Headquarters
United Kingdom
Year Established
2004
76% of retail CFD accounts lose money

Percentage of retail investor accounts that lose money when trading CFDs with this provider.

Transparency Signals

Confidence LevelHigh
Transparency & Disclosure
Moderate
Regulatory Intelligence
Moderate
Consumer Protection
Moderate
Reputation & Market
Moderate
Key Strength

Strong transparency across key operational dimensions

Key Concern

No significant concerns identified

Trust Dimension Breakdown

Transparency & Disclosure
14.7/20Moderate Transparency Signals

Measures the completeness and verifiability of platform disclosures including regulatory filings, operational transparency, and transparency improvement efforts.

Regulatory Intelligence
14.7/20Moderate Transparency Signals

Evaluates regulatory standing, jurisdictional oversight quality, institutional engagement, and regulatory tier classification.

Consumer Protection
14.0/20Moderate Transparency Signals

Assesses fund safety mechanisms, complaint history, complaint resolution track record, and customer service quality.

Reputation & Market
10.5/15Moderate Transparency Signals

Reflects market standing, research commentary, expert-assessed execution quality, and liquidity reliability.

Operational Reliability
12.8/15Exceptional Transparency Signals

Evaluates platform uptime, technical reliability, customer service responsiveness, and operational transparency.

Industry Integrity
5.0/10Developing Transparency Signals

Measures industry contribution through education initiatives, research collaboration, ESG programs, and investor awareness efforts.

Regulatory Intelligence

Brand Name

Trading 212
United Kingdom
Self-Declared

Legal Entities

Trading 212 UK Ltd
FCA · United Kingdom
609146
High Confidence
Trading 212 UK Ltd
CySEC · Cyprus
398/21
High Confidence

Regulatory References

FCAPrimary Registry
CySECPrimary Registry

Regulatory information displayed here is compiled from public registries, third-party sources, and platform self-declarations. IFCCI does not guarantee the completeness or accuracy of this information. Always verify directly with the relevant regulatory authority.

Regional Market Signals

🇲🇾
🇲🇾

Malaysia Market

ReputationLimited Presence
Complaint DensityLow
Local Office
Local Regulation
🌏
🌏

Asia Pacific

ReputationGrowing
Complaint DensityLow
Market Presence22 years
🌍
🌍

Global Market

ReputationWell Established
Complaint DensityLow
Market Presence22 years

Regulatory Licenses

Tier 1FCA, CySEC

FCA

Active
License Number
609146
Jurisdiction
United Kingdom
License Type
Full Licence

CySEC

Active
License Number
398/21
Jurisdiction
Cyprus
License Type
CIF License

Internal Transparency

Regulatory Transparency
Available1.00/1.0
Operational Transparency
Available1.00/1.0
Platform Reliability
Available1.00/1.0
Consumer Protection
Available1.00/1.0
Market Transparency
Available1.00/1.0
RegulatoryOperationalReliabilityConsumerMarket

Transparency profile visualization

Trading Conditions

Trading Platforms:Trading 212 WebTrading 212 App
InstrumentSpread
EUR/USD0.8 pips
GBP/USD1.1 pips
USD/JPY0.9 pips
XAU/USD0.35 pips
Commission
Commission-free shares; spread on CFDs; 0.15% FX fee on non-GBP/EUR
Inactivity Fee
None
Deposit Fees
None
Withdrawal Fees
None
Withdrawal Processing Time
1-3 business days

Platform Infrastructure

Safety & Protection

Compensation Scheme
FSCS up to GBP 85,000
Segregated Funds
Negative Balance Protection
2/5 contribution areas active
Financial Education Programs
Research Collaboration
Industry Development Initiatives
ESG & Responsible Trading
Investor Awareness Programs

Community Snapshot

0
Total Reports
0
Verified
0
Under Review
0
Resolved
0
Total Reviews
Data as of:2025-03-01
Last Verified:2025-03-01

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Platform Comparison

 
Trading 212 logo
Trading 212
IG logo
IG
Regulatory TierTier 1Tier 1
Transparency Signals9.5/109.5/10
Minimum Deposit£1$250
Maximum Leverage1:30Up to 1:200
Spread TypeVariableVariable
Execution ModelMarket MakerMarket Maker
Year Established20041974
Trading Products710

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Information presented is compiled from publicly available regulatory sources and user submissions. IFCCI does not make recommendations or endorsements. Users should conduct independent due diligence.

Legal Disclaimer

The IFCCI Transparency Programme is an independent research initiative and does not constitute regulatory supervision, professional financial advice, or official compliance certification. All findings represent research-based observations intended to contribute to financial industry transparency discourse and informed evaluation. FinScope is a technology platform developed to support the programme’s public-facing digital interface.