Swissquote
FINMA-regulated Swiss online bank
Platform Overview
Swissquote is a Swiss online bank regulated by FINMA, FCA, MAS, and SFC. Founded in 1996, it offers banking services alongside multi-asset trading with the security and governance standards of a licensed Swiss bank.
Company Information
- Registered Company Name
- Swissquote Group Holding SA
- Brand Name
- Swissquote
- Headquarters
- Switzerland
- Year Established
- 1996
- Parent Company
- Swissquote Group Holding SA
- Publicly Listed
- Yes — SIX Swiss Exchange (SQN)
Percentage of retail investor accounts that lose money when trading CFDs with this provider.
Transparency Signals
Strong transparency across key operational dimensions
Complex multi-entity regulatory structure
- Multi-entity corporate structure across multiple jurisdictions
Complex multi-entity corporate structure across multiple regulatory jurisdictions
Trust Dimension Breakdown
Measures the completeness and verifiability of platform disclosures including regulatory filings, operational transparency, and transparency improvement efforts.
Evaluates regulatory standing, jurisdictional oversight quality, institutional engagement, and regulatory tier classification.
Assesses fund safety mechanisms, complaint history, complaint resolution track record, and customer service quality.
Reflects market standing, research commentary, expert-assessed execution quality, and liquidity reliability.
Evaluates platform uptime, technical reliability, customer service responsiveness, and operational transparency.
Measures industry contribution through education initiatives, research collaboration, ESG programs, and investor awareness efforts.
Regulatory Intelligence
Brand Name
Legal Entities
Regulatory References
Regulatory information displayed here is compiled from public registries, third-party sources, and platform self-declarations. IFCCI does not guarantee the completeness or accuracy of this information. Always verify directly with the relevant regulatory authority.
Regional Market Signals
Malaysia Market
Asia Pacific
Global Market
Regulatory Licenses
FINMA
- License Number
- Licensed Bank
- Jurisdiction
- Switzerland
- License Type
- Banking Licence
FCA
- License Number
- 586499
- Jurisdiction
- United Kingdom
- License Type
- Full Licence
MAS
- License Number
- CMS100581
- Jurisdiction
- Singapore
- License Type
- CMS Licence
SFC
- License Number
- BKO813
- Jurisdiction
- Hong Kong
- License Type
- Type 3
Internal Transparency
Transparency profile visualization
Trading Conditions
| Instrument | Spread |
|---|---|
| EUR/USD | 0.7 pips (Standard) |
| GBP/USD | 1.0 pips |
| USD/JPY | 0.8 pips |
| XAU/USD | 0.35 pips |
- Commission
- Volume-based, from CHF 2.5/lot (Standard)
- Inactivity Fee
- CHF 200/year after 24 months
- Deposit Fees
- Free
- Withdrawal Fees
- CHF 10 (wire transfer)
- Withdrawal Processing Time
- 1-3 business days
Technology Stack
Technology Stack
Platform Infrastructure
Technical
- Server Locations
- Gland (Switzerland)LondonSingapore
- Average Execution Speed
- < 20ms
Safety & Protection
- Insurance Coverage
- Swiss deposit insurance up to CHF 100,000
- Compensation Scheme
- esisuisse (Switzerland)
Operational Details
- Supported Languages
- English, German, French, Italian, Chinese
- Support Channels
- Live ChatEmailPhone
- Payment Methods
- Bank TransferCredit Card
Community Snapshot
IFCCI Research Responses
Research Timeline
IFCCI reminds consumers that a platform's regulatory status in one jurisdiction does not automatically extend to all of its global operations. This platform holds a Swiss FINMA banking licence for its domestic operations but serves international retail clients through a separately incorporated entity regulated in an offshore jurisdiction. Consumers should verify which legal entity they have entered into an agreement with, as the protections, compensation schemes, and dispute resolution mechanisms differ materially between jurisdictions. Reviewing the 'Legal Documents' or 'Terms & Conditions' section of the platform typically clarifies the governing entity.
Consumer Awareness Reports
Submit a Complaint
Platform Comparison
| Regulatory Tier | Tier 1 | Tier 1 |
| Transparency Signals | 9.5/10 | 9.5/10 |
| Minimum Deposit | $1,000 | $250 |
| Maximum Leverage | Up to 1:100 | Up to 1:200 |
| Spread Type | Variable | Variable |
| Execution Model | STP | Market Maker |
| Year Established | 1996 | 1974 |
| Trading Products | 10 | 10 |
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Information presented is compiled from publicly available regulatory sources and user submissions. IFCCI does not make recommendations or endorsements. Users should conduct independent due diligence.
Legal Disclaimer
The IFCCI Transparency Programme is an independent research initiative and does not constitute regulatory supervision, professional financial advice, or official compliance certification. All findings represent research-based observations intended to contribute to financial industry transparency discourse and informed evaluation. FinScope is a technology platform developed to support the programme’s public-facing digital interface.