IFCCI
IPTI PLATFORM PROFILE

Flatex

BaFin-regulated German online brokerage platform

Flatex logo
flatexDEGIRO Bank AGGermanyEst. 2006Multi-Asset
RegisteredReview CompleteActive
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Platform Overview

Flatex is a German online brokerage regulated by BaFin. Founded in 2006, it is part of flatexDEGIRO Bank AG and offers trading in shares, ETFs, options, futures, bonds, and CFDs for European investors.

Company Information

Registered Company Name
flatexDEGIRO Bank AG
Brand Name
Flatex
Headquarters
Germany
Year Established
2006

Transparency Signals

Confidence LevelHigh
Transparency & Disclosure
Moderate
Regulatory Intelligence
Moderate
Consumer Protection
Moderate
Reputation & Market
Moderate
Key Strength

Strong transparency across key operational dimensions

Key Concern

No significant concerns identified

Trust Dimension Breakdown

Transparency & Disclosure
14.7/20Moderate Transparency Signals

Measures the completeness and verifiability of platform disclosures including regulatory filings, operational transparency, and transparency improvement efforts.

Regulatory Intelligence
14.7/20Moderate Transparency Signals

Evaluates regulatory standing, jurisdictional oversight quality, institutional engagement, and regulatory tier classification.

Consumer Protection
14.0/20Moderate Transparency Signals

Assesses fund safety mechanisms, complaint history, complaint resolution track record, and customer service quality.

Reputation & Market
10.5/15Moderate Transparency Signals

Reflects market standing, research commentary, expert-assessed execution quality, and liquidity reliability.

Operational Reliability
12.8/15Exceptional Transparency Signals

Evaluates platform uptime, technical reliability, customer service responsiveness, and operational transparency.

Industry Integrity
5.0/10Developing Transparency Signals

Measures industry contribution through education initiatives, research collaboration, ESG programs, and investor awareness efforts.

Regulatory Intelligence

Brand Name

Flatex
Germany
Self-Declared

Legal Entities

flatexDEGIRO Bank AG
BaFin · Germany
121830
High Confidence

Regulatory References

BaFinPrimary Registry

Regulatory information displayed here is compiled from public registries, third-party sources, and platform self-declarations. IFCCI does not guarantee the completeness or accuracy of this information. Always verify directly with the relevant regulatory authority.

Regional Market Signals

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Malaysia Market

ReputationLimited Presence
Complaint DensityLow
Local Office
Local Regulation
🌏
🌏

Asia Pacific

ReputationGrowing
Complaint DensityLow
Market Presence20 years
🌍
🌍

Global Market

ReputationWell Established
Complaint DensityLow
Market Presence20 years

Regulatory Licenses

Tier 1BaFin

BaFin

Active
License Number
121830
Jurisdiction
Germany
License Type
Banking License

Internal Transparency

Regulatory Transparency
Available1.00/1.0
Operational Transparency
Available1.00/1.0
Platform Reliability
Available1.00/1.0
Consumer Protection
Available1.00/1.0
Market Transparency
Available1.00/1.0
RegulatoryOperationalReliabilityConsumerMarket

Transparency profile visualization

Trading Conditions

Trading Platforms:Flatex WebTraderFlatex Mobile App
InstrumentSpread
EUR/USD0.8 pips
GBP/USD1.2 pips
USD/JPY0.9 pips
XAU/USDN/A
Commission
Flat fee per trade from €5.90; ETFs from €0
Inactivity Fee
None
Deposit Fees
Free
Withdrawal Fees
Free
Withdrawal Processing Time
1-2 business days

Platform Infrastructure

Safety & Protection

Segregated Funds
Negative Balance Protection

Operational Details

Supported Languages
German, English, Dutch
Support Channels
EmailPhoneLive Chat
Payment Methods
Bank Transfer
2/5 contribution areas active
Financial Education Programs
Research Collaboration
Industry Development Initiatives
ESG & Responsible Trading
Investor Awareness Programs

Community Snapshot

0
Total Reports
0
Verified
0
Under Review
0
Resolved
0
Total Reviews
Data as of:2026-02-08
Last Verified:2026-02-08

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Platform Comparison

 
Flatex logo
Flatex
IG logo
IG
Regulatory TierTier 1Tier 1
Transparency Signals9.5/109.5/10
Minimum Deposit$0$250
Maximum LeverageUp to 1:30 (retail)Up to 1:200
Spread TypeCommission-basedVariable
Execution ModelSTPMarket Maker
Year Established20061974
Trading Products610

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Information presented is compiled from publicly available regulatory sources and user submissions. IFCCI does not make recommendations or endorsements. Users should conduct independent due diligence.

Legal Disclaimer

The IFCCI Transparency Programme is an independent research initiative and does not constitute regulatory supervision, professional financial advice, or official compliance certification. All findings represent research-based observations intended to contribute to financial industry transparency discourse and informed evaluation. FinScope is a technology platform developed to support the programme’s public-facing digital interface.