Bibit
OJK-regulated Indonesian robo-advisor for mutual fund investing
Platform Overview
Bibit is an OJK-regulated Indonesian robo-advisor platform founded in 2019, operated by PT Bibit Tumbuh Bersama. It uses AI-driven risk profiling to recommend mutual fund portfolios from 100+ funds with a minimum investment of IDR 10,000. Bibit has attracted over 5 million users as one of Indonesia's leading digital investment platforms.
Company Information
- Registered Company Name
- PT Bibit Tumbuh Bersama
- Brand Name
- Bibit
- Headquarters
- Indonesia
- Year Established
- 2019
- Parent Company
- PT Bibit Tumbuh Bersama (Stockbit Group)
- Publicly Listed
- No
Transparency Signals
Strong transparency across key operational dimensions
No significant concerns identified
Trust Dimension Breakdown
Measures the completeness and verifiability of platform disclosures including regulatory filings, operational transparency, and transparency improvement efforts.
Evaluates regulatory standing, jurisdictional oversight quality, institutional engagement, and regulatory tier classification.
Assesses fund safety mechanisms, complaint history, complaint resolution track record, and customer service quality.
Reflects market standing, research commentary, expert-assessed execution quality, and liquidity reliability.
Evaluates platform uptime, technical reliability, customer service responsiveness, and operational transparency.
Measures industry contribution through education initiatives, research collaboration, ESG programs, and investor awareness efforts.
Regulatory Intelligence
Brand Name
Regulatory References
Regulatory information displayed here is compiled from public registries, third-party sources, and platform self-declarations. IFCCI does not guarantee the completeness or accuracy of this information. Always verify directly with the relevant regulatory authority.
Regional Market Signals
Malaysia Market
Asia Pacific
Global Market
Regulatory Licenses
Internal Transparency
Transparency profile visualization
Trading Conditions
| Instrument | Spread |
|---|---|
| EUR/USD | N/A |
| GBP/USD | N/A |
| USD/JPY | N/A |
| XAU/USD | N/A |
- Commission
- No transaction fee; fund management fees apply
- Inactivity Fee
- None
- Deposit Fees
- None
- Withdrawal Fees
- None
- Withdrawal Processing Time
- 1-3 business days
Platform Infrastructure
Safety & Protection
Operational Details
- Supported Languages
- Indonesian, English
- Support Channels
- EmailLive ChatWhatsApp
- Payment Methods
- Bank TransferE-walletGoPayOVO
Community Snapshot
Submit a Complaint
Platform Comparison
| Regulatory Tier | Tier 2 | Tier 2 |
| Transparency Signals | 8.6/10 | 9.4/10 |
| Minimum Deposit | IDR 10,000 | MYR 0 |
| Maximum Leverage | N/A | None |
| Spread Type | N/A | Management fee-based |
| Execution Model | STP | DMA |
| Year Established | 2019 | 2018 |
| Trading Products | 2 | 2 |
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Information presented is compiled from publicly available regulatory sources and user submissions. IFCCI does not make recommendations or endorsements. Users should conduct independent due diligence.
Legal Disclaimer
The IFCCI Transparency Programme is an independent research initiative and does not constitute regulatory supervision, professional financial advice, or official compliance certification. All findings represent research-based observations intended to contribute to financial industry transparency discourse and informed evaluation. FinScope is a technology platform developed to support the programme’s public-facing digital interface.