BitPay
FinCEN-regulated US crypto payments pioneer platform
Platform Overview
BitPay is a US-based crypto payment services platform regulated by FinCEN. Founded in 2011, it is a pioneer in crypto payments, offering a crypto wallet, Visa card, and merchant payment processing.
Company Information
- Registered Company Name
- BitPay, Inc.
- Brand Name
- BitPay
- Headquarters
- United States
- Year Established
- 2011
Transparency Signals
Multi-jurisdictional regulatory compliance
Regulated by light-touch jurisdictional authority
- Regulated under light-touch jurisdiction with developing oversight standards
Regulated under light-touch jurisdiction with developing oversight standards
Trust Dimension Breakdown
Measures the completeness and verifiability of platform disclosures including regulatory filings, operational transparency, and transparency improvement efforts.
Evaluates regulatory standing, jurisdictional oversight quality, institutional engagement, and regulatory tier classification.
Assesses fund safety mechanisms, complaint history, complaint resolution track record, and customer service quality.
Reflects market standing, research commentary, expert-assessed execution quality, and liquidity reliability.
Evaluates platform uptime, technical reliability, customer service responsiveness, and operational transparency.
Measures industry contribution through education initiatives, research collaboration, ESG programs, and investor awareness efforts.
Regulatory Intelligence
Brand Name
Legal Entities
Regulatory References
Regulatory information displayed here is compiled from public registries, third-party sources, and platform self-declarations. IFCCI does not guarantee the completeness or accuracy of this information. Always verify directly with the relevant regulatory authority.
Regional Market Signals
Malaysia Market
Asia Pacific
Global Market
Regulatory Licenses
FinCEN
- License Number
- 31000200885446
- Jurisdiction
- United States
- License Type
- Money Services Business
Internal Transparency
Transparency profile visualization
Trading Conditions
| Instrument | Spread |
|---|---|
| EUR/USD | N/A |
| GBP/USD | N/A |
| USD/JPY | N/A |
| XAU/USD | N/A |
- Commission
- 1% exchange fee for swaps; payment processing fees for merchants
- Inactivity Fee
- None
- Deposit Fees
- Free (crypto)
- Withdrawal Fees
- Free for bank transfer; network fees for crypto
- Withdrawal Processing Time
- 1-3 business days (fiat); instant (crypto)
Platform Infrastructure
Safety & Protection
Operational Details
- Supported Languages
- English, Spanish, Portuguese, French
- Support Channels
- EmailHelp Center
- Payment Methods
- Bank TransferCryptoBitPay Card
Community Snapshot
Submit a Complaint
Platform Comparison
| Regulatory Tier | Tier 3 | Tier 1 |
| Transparency Signals | 6.0/10 | 9.5/10 |
| Minimum Deposit | $1 | $0 |
| Maximum Leverage | N/A | Up to 1:50 (US) / 1:200 (non-US) |
| Spread Type | Exchange Rate | Variable |
| Execution Model | Market Maker | Market Maker |
| Year Established | 2011 | 1996 |
| Trading Products | 1 | 6 |
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Information presented is compiled from publicly available regulatory sources and user submissions. IFCCI does not make recommendations or endorsements. Users should conduct independent due diligence.
Legal Disclaimer
The IFCCI Transparency Programme is an independent research initiative and does not constitute regulatory supervision, professional financial advice, or official compliance certification. All findings represent research-based observations intended to contribute to financial industry transparency discourse and informed evaluation. FinScope is a technology platform developed to support the programme’s public-facing digital interface.