IFCCI
IPTI PLATFORM PROFILE

Acorns

SEC-regulated US micro-investing app with automated round-up savings

Acorns logo
Acorns Grow IncorporatedUnited StatesEst. 2012Robo-Advisor
RegisteredReview CompleteActive
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Platform Overview

Acorns is an SEC-regulated US micro-investing platform founded in 2012, enabling users to invest spare change through automated round-ups into diversified ETF portfolios. It offers investment, retirement, and banking features through subscription plans from $3 to $12 per month, making it popular among first-time investors.

Company Information

Registered Company Name
Acorns Grow Incorporated
Brand Name
Acorns
Headquarters
United States
Year Established
2012
Parent Company
Acorns Grow Incorporated
Publicly Listed
No

Transparency Signals

Confidence LevelHigh
Transparency & Disclosure
Moderate
Regulatory Intelligence
Moderate
Consumer Protection
Moderate
Reputation & Market
Moderate
Key Strength

Strong transparency across key operational dimensions

Key Concern

No significant concerns identified

Trust Dimension Breakdown

Transparency & Disclosure
14.7/20Moderate Transparency Signals

Measures the completeness and verifiability of platform disclosures including regulatory filings, operational transparency, and transparency improvement efforts.

Regulatory Intelligence
14.7/20Moderate Transparency Signals

Evaluates regulatory standing, jurisdictional oversight quality, institutional engagement, and regulatory tier classification.

Consumer Protection
14.0/20Moderate Transparency Signals

Assesses fund safety mechanisms, complaint history, complaint resolution track record, and customer service quality.

Reputation & Market
10.5/15Moderate Transparency Signals

Reflects market standing, research commentary, expert-assessed execution quality, and liquidity reliability.

Operational Reliability
12.8/15Exceptional Transparency Signals

Evaluates platform uptime, technical reliability, customer service responsiveness, and operational transparency.

Industry Integrity
5.0/10Developing Transparency Signals

Measures industry contribution through education initiatives, research collaboration, ESG programs, and investor awareness efforts.

Regulatory Intelligence

Brand Name

Acorns
United States
Self-Declared

Regulatory References

SECPrimary Registry

Regulatory information displayed here is compiled from public registries, third-party sources, and platform self-declarations. IFCCI does not guarantee the completeness or accuracy of this information. Always verify directly with the relevant regulatory authority.

Regional Market Signals

🇲🇾
🇲🇾

Malaysia Market

ReputationLimited Presence
Complaint DensityLow
Local Office
Local Regulation
🌏
🌏

Asia Pacific

ReputationGrowing
Complaint DensityLow
Market Presence14 years
🌍
🌍

Global Market

ReputationWell Established
Complaint DensityLow
Market Presence14 years

Regulatory Licenses

Tier 1SEC

Internal Transparency

Regulatory Transparency
Available1.00/1.0
Operational Transparency
Available1.00/1.0
Platform Reliability
Available1.00/1.0
Consumer Protection
Available1.00/1.0
Market Transparency
Available1.00/1.0
RegulatoryOperationalReliabilityConsumerMarket

Transparency profile visualization

Trading Conditions

Trading Platforms:Web AppMobile App
InstrumentSpread
EUR/USDN/A
GBP/USDN/A
USD/JPYN/A
XAU/USDN/A
Commission
$3–$12/month subscription fee
Inactivity Fee
None
Deposit Fees
None
Withdrawal Fees
None
Withdrawal Processing Time
3-5 business days

Platform Infrastructure

Safety & Protection

Segregated Funds
Negative Balance Protection

Operational Details

Supported Languages
English
Support Channels
EmailPhoneLive Chat
Payment Methods
Bank TransferACHRound-ups
2/5 contribution areas active
Financial Education Programs
Research Collaboration
Industry Development Initiatives
ESG & Responsible Trading
Investor Awareness Programs

Community Snapshot

0
Total Reports
0
Verified
0
Under Review
0
Resolved
0
Total Reviews
Data as of:2025-03-01
Last Verified:2025-03-01

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Platform Comparison

 
Acorns logo
Acorns
OANDA logo
OANDA
Regulatory TierTier 1Tier 1
Transparency Signals9.5/109.5/10
Minimum Deposit$0$0
Maximum LeverageN/AUp to 1:50 (US) / 1:200 (non-US)
Spread TypeN/AVariable
Execution ModelSTPMarket Maker
Year Established20121996
Trading Products26

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Information presented is compiled from publicly available regulatory sources and user submissions. IFCCI does not make recommendations or endorsements. Users should conduct independent due diligence.

Legal Disclaimer

The IFCCI Transparency Programme is an independent research initiative and does not constitute regulatory supervision, professional financial advice, or official compliance certification. All findings represent research-based observations intended to contribute to financial industry transparency discourse and informed evaluation. FinScope is a technology platform developed to support the programme’s public-facing digital interface.